Alternative Home Finance

Shelter is a necessity for every human life. You need shelter for rest, sleep, comfort and protection. We therefore understand that owning a good home is an aspiration for you. This aspiration can be fulfilled by either building a home on your own, purchasing it or renting it from others.

Alternative Home Finance products have been designed to create opportunities for home ownership irrespective of level income strata and have competence in providing retail home financing using the Non-Interest banking model.


The Alternative home ownership options are modeled towards creating easy and convenient path to home ownership for customers in the organized lower and medium income class. If you already pay between N500,000 to N1.5million in rent annually (depending on city and location) you are our target.